On this page
- Money Train 2 in a nutshell
- Playing from Canada
- RTP versions in Canadian dollars
- A base game spin, step by step
- Respins and a CA$2 example
- Inside the Money Cart round
- The eleven Money Cart symbols
- A Money Cart spin worked through at CA$2
- The Buy Feature in CAD
- How it compares with the rest of the series
- Testing in the demo and reading the rules
- Money Train 2 demo for free
- Questions from Canadian players
Money Train 2 in a nutshell
Relax Gaming released Money Train 2 on 2 September 2020, roughly a year after the first Money Train. The studio billed it as its biggest launch of that year, and its own numbers agreed: day-one game win came in at three times the previous Relax record. The outlaw gang is back, now crossing a steampunk wasteland, joined by newcomers such as the Necromancer.
According to the official rules, the reels form 5 columns and 4 rows with 40 lines that cannot be switched off. Combinations pay from left to right, only the best win on each line counts, and the Wild covers every paying symbol except the bonus. In the Money Cart round the grid can grow by two columns, taking it from 5x4 to 7x4.
Playing from Canada
In Canada each province sets its own gambling rules. Ontario and Alberta operate their own regulated online markets, and this edition is not written for players there. You need to be 19, or 18 in Alberta, Quebec and Manitoba. For CAD-friendly operators see our Canadian online casino guide, and for bank-linked deposits read the Interac casinos overview. Our 1WIN review covers one brand that accepts CAD accounts.
RTP versions in Canadian dollars
Relax's game configuration gives 96.40% RTP for regular spins and 98.00% when you use the Buy Feature. The studio's game page also lists a 90% build made for Germany. Which version you get depends on the casino, and the rules screen tells you.
| Version | Return | Average cost per CA$1,000 wagered |
|---|---|---|
| Regular spins | 96.40% | CA$36 |
| German build | 90.00% | CA$100 |
| Buy Feature | 98.00% | CA$20 |
Those averages only show up over a very large number of spins; a single evening can swing far either way. Still, the 90% build costs close to three times as much as the regular one over time. Relax does not publish a volatility rating, but with nearly all of the value packed into one bonus round capped at 50,000x, expect a bumpy ride.
A base game spin, step by step
- Pick a stake. Relax quotes 0.10 to 20 per spin; the CAD limits at your casino are listed in the rules. All 40 lines always play.
- Line wins are worked out from the paytable and added up.
- Exactly two regular bonus symbols anywhere start Respins.
- With three or more bonus symbols, the Money Cart begins instead. Gold persistent symbols landing in the base game count toward this.
The config file gives line pays in coins rather than stake multiples, so treat them as a ranking of symbols. Your casino's paytable shows the cash value at your bet.
| Symbol | 5 in a row | 4 in a row | 3 in a row |
|---|---|---|---|
| Top premium (same as Wild) | 200 | 40 | 8 |
| Second premium | 100 | 30 | 6 |
| Third premium | 90 | 25 | 5 |
| Fourth premium | 80 | 20 | 5 |
| Four low symbols | 30 to 50 | 7 to 10 | 2 |
Respins and a CA$2 example
When Respins begin, both bonus symbols turn over to show a multiplier, and the two are summed. The reels then keep respinning until a win forms. Each blank respin bumps the multiplier up by 1, and the final figure is applied to the win that ends the sequence.
Suppose you bet CA$2 and the symbols show x4 and x2, so you begin at x6. Three blank respins follow, taking it to x7, x8 and then x9. The fourth respin lands a CA$3 line win, which becomes CA$3 x 9 = CA$27. Had that win come straight away, you would have collected CA$18. Patience pays a little here, since every miss nudges the multiplier higher.
Inside the Money Cart round
Three or more bonus symbols take you into the Money Cart, a hold-and-respin bonus round. The symbols that triggered it reveal values in multiples of your bet, and any persistent character among them acts before the first spin. You get 3 spins, and each new symbol that lands puts the counter back to 3.
Filling a reel from top to bottom opens a new one, and this can happen twice per round, giving 28 positions on a 7x4 grid. Fill all 28 and the round stops with an award of 500x the triggering bet, CA$1,000 at a CA$2 stake. If the combined values ever hit 50,000x, the round ends immediately at the cap, which is CA$100,000 at the same stake.
The eleven Money Cart symbols
Each symbol type has one job. Here they are in plain English, based on the in-game rules:
| Symbol | Role in the round |
|---|---|
| Bonus | Carries a value between 1x and 10x |
| Golden Bonus | Carries a bigger value, 20x up to 200x |
| Payer | Shows a value and hands it to every other visible symbol |
| Collector | Shows a value, then adds all visible values to itself |
| Collector/Payer | Gathers the other values, then passes the new sum to each other symbol |
| Sniper | Shows a value and doubles between 3 and 8 other symbols, sometimes hitting one more than once |
| Reset Plus | Shows a value and lifts the spin reset from 3 to 4 |
| Necromancer | Shows a value and revives 2 to 7 spent ordinary Collectors, Payers, Collector/Payers or Snipers |
| Persistent Payer | Adds its value to the others now and on every later spin, without paying itself |
| Persistent Collector | Gathers all visible values at the end of each spin from now on, excluding its own |
| Persistent Sniper | From this spin on, doubles 3 to 8 other symbols as each spin closes |
Ordinary characters fire once and are done. Persistent ones keep working until the round ends, so an early Persistent Collector or Sniper can lift values on every remaining spin. The Necromancer then gives used ordinary characters a second go, which is how modest rounds sometimes turn into huge ones.
A Money Cart spin worked through at CA$2
The values below are made up for illustration, at a CA$2 stake. Four Bonus symbols sit on the grid at 1x, 4x, 6x and 10x, totalling 21x. A Payer worth 3x lands and adds 3x to each, so they read 4x, 7x, 9x and 13x, a total of 33x, plus the Payer's own 3x for 36x on screen. Next a Collector worth 2x lands and pulls every visible value into itself: 36x plus 2x gives 38x, worth CA$76 on that Collector alone. Every one of those landings also put the spin counter back to 3.
When the character is persistent
Swap that Collector for a Persistent Collector and the picture changes. It does not count its own value, but at the end of every following spin it gathers again, including whatever new Bonus symbols and Payer boosts arrived in between. Add a Persistent Sniper, which keeps doubling 3 to 8 symbols as every spin closes, and a Reset Plus giving you four spins after each landing instead of three, and the totals can climb steeply over a long round.
The Buy Feature in CAD
You can only buy the bonus from the base game. The rules text sets the price at 100x your regular bet; the dynamic cost line in your version confirms the figure. The buy guarantees at least three bonus symbols and a trip into the Money Cart. At a CA$0.50 stake that is CA$50; at CA$1 it is CA$100.
The buy's 98.00% RTP beats the 96.40% of regular play, so it returns more per dollar over the long run. It is not a safer way to play, though. Ten buys at CA$1 cost CA$1,000 with an average return of CA$980, and individual rounds range from small sums to very large ones. Our bonus buy guide covers how to size purchases against your budget.
How it compares with the rest of the series
Relax designed the sequel around player feedback. Because the first game leaned almost entirely on its bonus, the sequel brought in base game Respins, a higher cap and the Necromancer. During the ten days after launch, Relax counted sixteen players who hit the 50,000x maximum and over 5,000 who landed 1,000x or more.
| Game | Layout | Return | Top prize | Buy option |
|---|---|---|---|---|
| Money Train | 5x4 with 40 lines | 96.20% | 20,000x | 80x at 98% |
| Money Train 2 | 5x4 with 40 lines | 96.40% | 50,000x | 100x at 98% |
| Money Train 3 | 5x4 with 40 lines | 96.10% | 100,000x | four buys at 96.50% |
| Wanted Dead or a Wild | 5x5 with 15 lines | 96.38% | 12,500x | listed in the game |
Money Train 2 returns a little more than the third game and has half its ceiling, with one buy instead of four. If you enjoy collect mechanics but want a calmer pace, the fisherman feature in Big Bass Bonanza is a lighter version of the same idea.
Testing in the demo and reading the rules
The free demo above is the real game running on play credits. Use it to sit through a handful of Money Cart rounds and learn each character's look, especially the gold persistent ones. Then check four things in the rules: the RTP of the build (96.40% regular, 90% in the German version), the buy cost line, the stake range in CAD, and the paytable at your bet. Our free demo guide explains what practice play can and cannot tell you. With real money, plan for long gaps between bonuses and keep stakes small enough that a 100x buy does not eat your whole session.
Where to play Money Train 2 in Canadian dollars
Questions from Canadian players
What RTP does Money Train 2 pay in Canada?
Regular spins return 96.40% and the Buy Feature 98.00%, according to Relax Gaming's configuration. A 90% version made for Germany also exists, so open the rules screen at your casino to see which one you are playing.
How big can a Money Train 2 win get?
The ceiling is 50,000x the stake, worth CA$100,000 at a CA$2 bet. When the Money Cart values reach that sum, the round stops and pays the cap. The first game topped out at 20,000x, while Money Train 3 goes to 100,000x.
What starts the Money Cart round?
Three or more bonus symbols in the base game, with gold persistent symbols counting toward the trigger. You get 3 spins, and each new symbol that lands resets the counter. Exactly two bonus symbols start Respins instead.
What does the bonus buy cost in CAD?
The rules set it at 100x your regular bet, so CA$100 at a CA$1 stake or CA$50 at CA$0.50. It is only available in the base game, guarantees the Money Cart and runs at 98.00% RTP.
What do persistent symbols do?
The Persistent Payer, Collector and Sniper act on the spin they land and on every spin after it until the round ends. Ordinary versions act only once, unless a Necromancer brings them back.
Can I play Money Train 2 for real money anywhere in Canada?
Gambling is handled by the provinces. Ontario and Alberta have their own regulated markets, and this edition is not aimed at them. Players must be 19, or 18 in Alberta, Quebec and Manitoba.
Is there a free Money Train 2 demo?
Yes. The demo on this page is Relax Gaming's own fun mode with play credits, so you can learn the Money Cart characters and check the rules without depositing any Canadian dollars.



